Privacy Policy

Track My Worth is a personal finance and net worth tracking app. You can use it to store account balances, holdings, CPF and SRS details, expenses, FIRE planning assumptions, and related preferences.

This Privacy Policy applies to the Track My Worth website, web app, and mobile app available from https://trackmyworth.xyz.

Track My Worth is a software tool only. It does not provide financial, investment, tax, retirement, accounting, or legal advice, and nothing in the app should be treated as a recommendation or personalized advice.

Depending on how you use the service, Track My Worth may collect:

• account information, such as your email address and authentication details handled through the sign-in system;
• financial information you enter, including account names, balances, cash holdings, stock holdings, CPF balances, CPF planning settings, SRS balances, expenses, and FIRE assumptions;
• preference information, such as your base currency and display choices;
• waitlist and support information if you join the waitlist, contact support, or reply to service emails;
• basic technical information required to operate the app, such as session state, device or browser details, and app usage data needed to keep you signed in and deliver the service.

Information is used to:

• create and maintain your account;
• display your financial dashboard, reports, and projections;
• save your preferences, CPF settings, expenses, and FIRE planning inputs;
• support app functionality across web and mobile devices;
• respond to support requests and account-related questions;
• send service communications, such as waitlist updates or access emails when applicable;
• protect the service, users, and platform integrity.

Track My Worth does not sell your personal information. Information may be shared only in these limited cases:

• with infrastructure and service providers that help operate the app, such as hosting, authentication, database, and email delivery providers;
• with data providers or backend services that support market data, exchange-rate information, or similar app functionality;
• if required to comply with law, regulation, legal process, or a valid governmental request;
• if necessary to protect the rights, safety, or security of users, the service, or the public.

Track My Worth uses commercially reasonable administrative, technical, and organizational safeguards to protect information stored in the service. This includes access controls intended to limit account data to the authenticated account owner.

No method of transmission or storage is completely secure, so absolute security cannot be guaranteed.

Account and financial data are retained for as long as needed to provide the service, maintain legitimate business records, resolve disputes, enforce agreements, and meet legal obligations.

If you want your account or data deleted, contact trackmyworthadmin@gmail.com or follow the instructions at /delete-account. Requests will be reviewed and processed subject to applicable law, fraud prevention, security needs, and recordkeeping obligations.

• You can update many data fields directly inside the app, including accounts, expenses, CPF settings, and FIRE preferences.
• You can sign out from the web app or mobile app at any time.
• You can request access, correction, or deletion by emailing trackmyworthadmin@gmail.com or by using the deletion request path at /delete-account.

Track My Worth is not directed to children under 13, and the service is not intended for users who are not legally able to manage their own accounts under applicable law.

This Privacy Policy may be updated from time to time. If material changes are made, the updated version will be posted at this page with a revised effective date.

For privacy questions, support requests, or account deletion inquiries, email trackmyworthadmin@gmail.com.